Eligibility information is available on NGBenefitsLiveBrighter.com.

ANYTIME! After you have a quote, you can enroll immediately if you’d like.

• Pets Best was founded by a veterinarian, whose mission is to save pets because he understands the incredible bond we create.
• Since our founding in 2005, we’ve paid out nearly $175 million in pet insurance claims to pet parents just like you.
• Customers rate us 9.4 out of 10.
• In 2016-2017 Pets Best was featured in stories in Forbes, The New York Times, People Magazine, CNBC, and Women’s Health Magazine.

Thanks to your employer’s group rates, you’ll pay less for this coverage than you would for individual coverage you’d find on your own.

1. The BestBenefit Accident & Illness Plan
   • The cost is based on the pet’s age, breed, and location. So you have to get a quote to see how much a plan will cost. But a common monthly price range is $30-$60.
2. Accident Plan
   • A flat rate of $6/mo. for cats and $9/mo. for dogs.*
3. Wellness Routine Care Plan
   • There are two plans available. The EssentialWellness plan is $16/mo. and the BestWellness plan is $26/mo.*

*Prices shown as monthly rates. Rates in WA state: Accident Plan is $7 for cats and $10 for dogs; EssentialWellness is $14 and BestWellness is $30. Discount not available in all states. Rate discounts are available in most states and apply to BestBenefit plans only. Discount apply as follows: 5% group discount and 5% multiple-pet discount when insurance two or more pets. Pet Insurance offered and administered by Pets Best is underwritten by American Pet Insurance Company. Please visit www.americanpetinsurance.com to review all available pet health insurance products. Customer rating of 9.4 on Trustpilot as of 08/09/17.

When you leave or retire from your current employer, you can continue your coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available if you retire or leave your company, you can opt for other payment methods such as direct checking or bank account deduction, credit card billing or home billing. Higher rates may apply.

• No pet insurance company covers pre-existing conditions. But, if your pet has a pre-existing condition (for example, allergies) there are still thousands of other future health issues that pet insurance covers.
• It’s not liability insurance and it’s not life insurance for pets.

• After you have a quote, you can enroll immediately if you’d like. Or contact us if you have any questions.
• Your coverage will kick in when your short waiting periods are over; 3 days accidents & 14 illnesses. For wellness plans, you can start using them the next day.
• No contract or commitment – you can cancel anytime. 30-day money back guarantee.
• If you are paying with payroll deduct, you’ll be enrolled on the 1st of the next month, then the above waiting periods will apply, then your coverage will be available.

It’s easy. You can submit a claim online through our app by simply snapping a photo of your receipt. Or we take claims through email, fax, or mail. We process most claims within 5 days, and can deposit reimbursement right back to your bank account. Plus, our easy to use portal gives you real time access to manage your claims.

You pay your veterinarian directly and then submit a claim to us. We’ll adjust your claim and reimburse you according to your plan. We also have an vet direct reimbursement option if you would like your vet to be paid directly.

Every Pets Best policyholder has access to the 24/7 Pet Helpline! Speak to a veterinary expert any time day or night to get your pet health and behavior questions answered.

Yes. Prescription medications to treat an accident and/or illness are covered. (Unless you opted to remove prescription coverage to lower your premium.)