Could you save on your auto insurance this year? Most experts suggest you review your coverage annually to make sure you’re getting the best rate and coverage. Others are saving an average of $685.92 a year through this insurance program!
Signing up is quick and easy; plus, you could take advantage of:
Answers about the plan, including eligibility, options, enrollment, customer service and more.
How can this help me?
With this free service, you will receive competitive quotes and exclusive discounts to potentially save hundreds of dollars on auto insurance.
Compare your current insurance coverage with offers from top-rated insurance companies. If you like what you hear, you have the option to make the change and put your new coverage into effect on the same call—no extra steps, no hassles, and next-day coverage.
Who is eligible?
Eligibility information is available on NGBenefitsLiveBrighter.com.
When can I enroll?
Click “Get Your Quotes Now” 365 days a year or call the number listed in the “Contact Us” section of this website.
How much will this coverage cost?
The cost of auto insurance varies by insurance company. Additional cost factors may include the insured’s driving status and state of residence, and the type of vehicle to be insured. A licensed insurance counselor can provide you with an accurate quote based on your situation and apply any discounts you’re eligible for.
What if my employment status changes?
When you leave or retire from your current employer, you can continue your auto coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing.
When would my new policy begin?
Almost immediately, if you would like! If you are accepted for coverage, your auto insurance can start the day after you apply for the coverage over the phone. If you want to receive proof of your new coverage sooner rather than later, you can get temporary insurance cards by fax or email, subject to state availability. Your permanent cards will be mailed to you.
How do I change my policy?
Changing your policy is as easy as a phone call to one of our licensed insurance counselors. Call the phone number listed in the “Contact Us” section of this website.
What do I do if I have a claim?
Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance company know about the incident.
Am I guaranteed to save on my auto insurance?
Unfortunately, auto insurance savings through this program may not be available for everyone. The savings are not guaranteed and you may not qualify based on state regulations, your driving record, types of coverage you need, and applicable underwriting guidelines.
Can I save on other coverages?
You can take advantage of this program and you may save on these coverages:
1Savings are not guaranteed for everyone. The $685.92 average annual reported savings is based on others who reported their prior premium and, through Mercer Voluntary Benefits, switched to several carriers’ auto insurance programs between 10/19/2017 and 10/19/2019.
2Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.
Actual coverage, programs, services, discounts, and credits vary by state. Not all options and coverages are available in all states; terms and conditions apply. Coverage is provided and underwritten by Electric Insurance Company®, located at 75 Sam Fonzo Drive, Beverly, MA 01915. If there are discrepancies between this information and the policy, the terms of the policy apply. For additional information please contact Electric Insurance Company at 800.227.2757. 190-0002 (05/20) © Electric Insurance Company.