Whether you own or rent, your home is the center of your life and holds everything you cherish. But how protected is your home if a fire, storm or break-in occurs? Will your current insurance help you replace it all? That’s why it’s a good idea to review your coverage annually to make sure it meets your current needs.
Others who switch their homeowners and renters insurance are saving money and getting better coverage thanks to:1
How can this help me?
It's a free service provided to you. You will receive quotes and exclusive discounts to potentially save money on home and renters insurance.
Compare your current insurance coverage with offers from top-rated insurance companies. If you like what you hear you have the option to make the change and put your new coverage into effect on the same call—no extra steps, no hassles, and next-day coverage.
Who is eligible?
Eligibility information is available on NGBenefitsLiveBrighter.com.
When can I enroll?
Call the number listed in the “Contact Us” section of this website during the designated hours. That will connect you directly to a U.S. based licensed representative.
How much will this coverage cost?
The cost of home or renters insurance varies by insurance company and specifics about the home, such as the year it was built and the type of home to be insured. A licensed insurance counselor can provide you with an accurate quote based on your situation and apply any discounts you’re eligible for.
For quotes, make a phone call to speak with a trained insurance counselor, licensed and based in the U.S. If the quote you get is better than what you’re paying now, you can switch right over the phone.
What if my employment status changes?
When you leave or retire from your employer, you can continue your home or renters coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing.
When would my new policy begin?
Almost immediately, if you would like! If you are accepted for coverage, your insurance can start the day after you apply for the coverage over the phone.
How do I change my policy?
Changing your policy is as easy as a phone call to one of our licensed insurance counselors. Call the phone number listed in the “Contact Us” section of this website.
What do I do if I have a claim?
Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of the situation.
1Home insurance is not available in FL through the carriers offered in this program and may not be part of MetLife Auto & Home’s benefit offering in MA.
2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company's underwriting guidelines.